![]() This is just one page from the Big Finance Pack, which is chock-full of useful and fun pages to help you get your entire money life on track. ![]() Use one tracker a week for four weeks and see with new clarity where (and why) your money leaks are happening. Or continue to use every week as part of your budgeting system. The goal is to have as few double red spends as possible, and note the unplanned needs, those items might be an indicator of a sinking fund you need to start. ![]() I save red for marking the wants and unplanned spends, and green for marking the needs and planned spends. At the end of the week, tally up how much you spent in each category. Go through the Spending list and highlight each category you spent in. Write in your typical categories for your budget here, and then color code them each with a different highlighter. If you find you have a lot of U/N purchases, that might be a good indication of a Sinking Fund to start. In the budget tracking chart, the totals are compared to your budget so. It lets you record your expenses sort of like a checkbook register (by date, including a description, etc.), but has separate columns for different expense categories for recording and totaling your expenses. Use this to learn, and make changes to get your spending in line with what you truly want. This spreadsheet is a simple expense tracker or budget tracker. Like the Why column, please don't be too hard on yourself here. In the N/W column, write a N if the purchase was a Need (necessary), and a W if the purchase was a Want (unnecessary). In the P/U column, write a P if you planned to spend this money, and write a U if this purchase was Unplanned.
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